LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,715
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,608
−HK$908/mo
Today · 4.125%
HK$30,516
baseline
▲ 0.50% · 4.625%
HK$32,373
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,032/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,945
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,802
−HK$869/mo
Today · 4.125%
HK$33,671
baseline
▲ 0.50% · 4.625%
HK$35,446
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,342/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,458
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,530
−HK$1,089/mo
Today · 4.125%
HK$36,619
baseline
▲ 0.50% · 4.625%
HK$38,847
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,238/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,334
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,362
−HK$1,043/mo
Today · 4.125%
HK$40,405
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,810/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,201
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,452
−HK$1,270/mo
Today · 4.125%
HK$42,722
baseline
▲ 0.50% · 4.625%
HK$45,322
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,444/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,723
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,923
−HK$1,217/mo
Today · 4.125%
HK$47,140
baseline
▲ 0.50% · 4.625%
HK$49,624
+HK$2,484/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,280/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,687
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,295
−HK$1,633/mo
Today · 4.125%
HK$54,928
baseline
▲ 0.50% · 4.625%
HK$58,271
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,856/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,501
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,044
−HK$1,564/mo
Today · 4.125%
HK$60,608
baseline
▲ 0.50% · 4.625%
HK$63,803
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,216/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,235 · Scale 2, in force from 26 Feb 2026)