LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,718
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$907/mo
Today · 4.125%
HK$30,518
baseline
▲ 0.50% · 4.625%
HK$32,375
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,036/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,948
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,805
−HK$869/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,449
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,461
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,533
−HK$1,089/mo
Today · 4.125%
HK$36,622
baseline
▲ 0.50% · 4.625%
HK$38,850
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,244/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,338
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,366
−HK$1,043/mo
Today · 4.125%
HK$40,409
baseline
▲ 0.50% · 4.625%
HK$42,539
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,818/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,271/mo
Today · 4.125%
HK$42,726
baseline
▲ 0.50% · 4.625%
HK$45,326
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,452/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,727
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,927
−HK$1,217/mo
Today · 4.125%
HK$47,144
baseline
▲ 0.50% · 4.625%
HK$49,629
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,288/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,692
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,633/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,564/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$63,808
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,276 · Scale 2, in force from 26 Feb 2026)