LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,718
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$908/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,805
−HK$870/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$1,089/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,851
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,338
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,367
−HK$1,043/mo
Today · 4.125%
HK$40,410
baseline
▲ 0.50% · 4.625%
HK$42,540
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,820/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,456
−HK$1,271/mo
Today · 4.125%
HK$42,727
baseline
▲ 0.50% · 4.625%
HK$45,326
+HK$2,599/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,454/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,728
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,928
−HK$1,217/mo
Today · 4.125%
HK$47,145
baseline
▲ 0.50% · 4.625%
HK$49,630
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,290/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,693
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,634/mo
Today · 4.125%
HK$54,934
baseline
▲ 0.50% · 4.625%
HK$58,277
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$109,868/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,507
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,050
−HK$1,564/mo
Today · 4.125%
HK$60,614
baseline
▲ 0.50% · 4.625%
HK$63,809
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.33M · min. income ≈ HK$121,228/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,284 · Scale 2, in force from 26 Feb 2026)