LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,719
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$908/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,377
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,807
−HK$869/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,451
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,463
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,535
−HK$1,089/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,340
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,043/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,541
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,207
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,457
−HK$1,271/mo
Today · 4.125%
HK$42,728
baseline
▲ 0.50% · 4.625%
HK$45,328
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,456/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,730
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,929
−HK$1,217/mo
Today · 4.125%
HK$47,146
baseline
▲ 0.50% · 4.625%
HK$49,631
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,292/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,694
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,302
−HK$1,634/mo
Today · 4.125%
HK$54,936
baseline
▲ 0.50% · 4.625%
HK$58,279
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,872/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,510
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,052
−HK$1,565/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$63,812
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,302 · Scale 2, in force from 26 Feb 2026)