LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,720
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,613
−HK$908/mo
Today · 4.125%
HK$30,521
baseline
▲ 0.50% · 4.625%
HK$32,378
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,042/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,807
−HK$870/mo
Today · 4.125%
HK$33,677
baseline
▲ 0.50% · 4.625%
HK$35,452
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,354/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,464
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,536
−HK$1,089/mo
Today · 4.125%
HK$36,625
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,250/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,340
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,369
−HK$1,043/mo
Today · 4.125%
HK$40,412
baseline
▲ 0.50% · 4.625%
HK$42,542
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,824/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,208
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,458
−HK$1,271/mo
Today · 4.125%
HK$42,729
baseline
▲ 0.50% · 4.625%
HK$45,329
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,458/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,731
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,930
−HK$1,217/mo
Today · 4.125%
HK$47,147
baseline
▲ 0.50% · 4.625%
HK$49,632
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,294/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,696
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,304
−HK$1,633/mo
Today · 4.125%
HK$54,937
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,874/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,511
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,565/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$63,813
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,311 · Scale 2, in force from 26 Feb 2026)