LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,721
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$908/mo
Today · 4.125%
HK$30,522
baseline
▲ 0.50% · 4.625%
HK$32,379
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,044/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,951
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,808
−HK$870/mo
Today · 4.125%
HK$33,678
baseline
▲ 0.50% · 4.625%
HK$35,453
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,356/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,465
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,537
−HK$1,089/mo
Today · 4.125%
HK$36,626
baseline
▲ 0.50% · 4.625%
HK$38,855
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,252/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,342
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,370
−HK$1,043/mo
Today · 4.125%
HK$40,413
baseline
▲ 0.50% · 4.625%
HK$42,543
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,826/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,209
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,460
−HK$1,270/mo
Today · 4.125%
HK$42,730
baseline
▲ 0.50% · 4.625%
HK$45,330
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,460/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,732
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,932
−HK$1,217/mo
Today · 4.125%
HK$47,149
baseline
▲ 0.50% · 4.625%
HK$49,634
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,298/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,697
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,305
−HK$1,634/mo
Today · 4.125%
HK$54,939
baseline
▲ 0.50% · 4.625%
HK$58,282
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,878/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,512
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,055
−HK$1,565/mo
Today · 4.125%
HK$60,620
baseline
▲ 0.50% · 4.625%
HK$63,815
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,240/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,326 · Scale 2, in force from 26 Feb 2026)