LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,721
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$907/mo
Today · 4.125%
HK$30,522
baseline
▲ 0.50% · 4.625%
HK$32,379
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,044/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,952
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$869/mo
Today · 4.125%
HK$33,678
baseline
▲ 0.50% · 4.625%
HK$35,453
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,356/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,465
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,537
−HK$1,090/mo
Today · 4.125%
HK$36,627
baseline
▲ 0.50% · 4.625%
HK$38,855
+HK$2,228/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,254/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,342
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,371
−HK$1,043/mo
Today · 4.125%
HK$40,414
baseline
▲ 0.50% · 4.625%
HK$42,544
+HK$2,130/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,828/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,460
−HK$1,271/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$45,331
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,733
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,932
−HK$1,218/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,698
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,306
−HK$1,634/mo
Today · 4.125%
HK$54,940
baseline
▲ 0.50% · 4.625%
HK$58,283
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,880/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,514
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,056
−HK$1,565/mo
Today · 4.125%
HK$60,621
baseline
▲ 0.50% · 4.625%
HK$63,816
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,242/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,334 · Scale 2, in force from 26 Feb 2026)