LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,721
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$908/mo
Today · 4.125%
HK$30,523
baseline
▲ 0.50% · 4.625%
HK$32,380
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,046/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,952
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$870/mo
Today · 4.125%
HK$33,679
baseline
▲ 0.50% · 4.625%
HK$35,454
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,358/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,466
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$1,089/mo
Today · 4.125%
HK$36,627
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,254/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,343
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,371
−HK$1,043/mo
Today · 4.125%
HK$40,414
baseline
▲ 0.50% · 4.625%
HK$42,545
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,828/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,271/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$45,332
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,733
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,217/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,699
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,634/mo
Today · 4.125%
HK$54,941
baseline
▲ 0.50% · 4.625%
HK$58,284
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,882/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,514
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,057
−HK$1,564/mo
Today · 4.125%
HK$60,621
baseline
▲ 0.50% · 4.625%
HK$63,817
+HK$3,196/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,242/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,339 · Scale 2, in force from 26 Feb 2026)