LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,722
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,616
−HK$907/mo
Today · 4.125%
HK$30,523
baseline
▲ 0.50% · 4.625%
HK$32,381
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,046/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,953
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,810
−HK$869/mo
Today · 4.125%
HK$33,679
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,358/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,467
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,539
−HK$1,089/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,857
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,344
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,372
−HK$1,043/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,546
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,211
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,271/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$45,333
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,217/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,486/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,700
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,308
−HK$1,634/mo
Today · 4.125%
HK$54,942
baseline
▲ 0.50% · 4.625%
HK$58,285
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,884/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,516
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,058
−HK$1,565/mo
Today · 4.125%
HK$60,623
baseline
▲ 0.50% · 4.625%
HK$63,818
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,246/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,351 · Scale 2, in force from 26 Feb 2026)