LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,724
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,618
−HK$908/mo
Today · 4.125%
HK$30,526
baseline
▲ 0.50% · 4.625%
HK$32,383
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,052/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,956
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,813
−HK$869/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,457
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,469
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$1,090/mo
Today · 4.125%
HK$36,631
baseline
▲ 0.50% · 4.625%
HK$38,860
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,262/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,347
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,375
−HK$1,043/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,549
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,214
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,465
−HK$1,271/mo
Today · 4.125%
HK$42,736
baseline
▲ 0.50% · 4.625%
HK$45,336
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,472/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,738
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,938
−HK$1,217/mo
Today · 4.125%
HK$47,155
baseline
▲ 0.50% · 4.625%
HK$49,640
+HK$2,485/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,310/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,704
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,312
−HK$1,634/mo
Today · 4.125%
HK$54,946
baseline
▲ 0.50% · 4.625%
HK$58,289
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,892/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,520
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,063
−HK$1,565/mo
Today · 4.125%
HK$60,628
baseline
▲ 0.50% · 4.625%
HK$63,823
+HK$3,195/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,256/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,387 · Scale 2, in force from 26 Feb 2026)