LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,726
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,619
−HK$908/mo
Today · 4.125%
HK$30,527
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,054/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,957
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,814
−HK$870/mo
Today · 4.125%
HK$33,684
baseline
▲ 0.50% · 4.625%
HK$35,459
+HK$1,775/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,368/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,471
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,543
−HK$1,090/mo
Today · 4.125%
HK$36,633
baseline
▲ 0.50% · 4.625%
HK$38,862
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,266/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,349
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,377
−HK$1,043/mo
Today · 4.125%
HK$40,420
baseline
▲ 0.50% · 4.625%
HK$42,551
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,840/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,467
−HK$1,271/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,217/mo
Today · 4.125%
HK$47,157
baseline
▲ 0.50% · 4.625%
HK$49,643
+HK$2,486/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,314/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,706
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,634/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$58,292
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,523
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,066
−HK$1,565/mo
Today · 4.125%
HK$60,631
baseline
▲ 0.50% · 4.625%
HK$63,827
+HK$3,196/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,262/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,410 · Scale 2, in force from 26 Feb 2026)