LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,726
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,620
−HK$908/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,385
+HK$1,857/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$869/mo
Today · 4.125%
HK$33,684
baseline
▲ 0.50% · 4.625%
HK$35,460
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,368/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,472
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,544
−HK$1,089/mo
Today · 4.125%
HK$36,633
baseline
▲ 0.50% · 4.625%
HK$38,862
+HK$2,229/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,266/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,349
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,378
−HK$1,043/mo
Today · 4.125%
HK$40,421
baseline
▲ 0.50% · 4.625%
HK$42,552
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,842/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,217
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,468
−HK$1,271/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$45,339
+HK$2,600/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,741
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,941
−HK$1,217/mo
Today · 4.125%
HK$47,158
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,486/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,316/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,707
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,316
−HK$1,634/mo
Today · 4.125%
HK$54,950
baseline
▲ 0.50% · 4.625%
HK$58,293
+HK$3,343/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,900/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,524
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,067
−HK$1,565/mo
Today · 4.125%
HK$60,632
baseline
▲ 0.50% · 4.625%
HK$63,828
+HK$3,196/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,264/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,420 · Scale 2, in force from 26 Feb 2026)