LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,730
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,623
−HK$908/mo
Today · 4.125%
HK$30,531
baseline
▲ 0.50% · 4.625%
HK$32,389
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,062/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,961
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,819
−HK$869/mo
Today · 4.125%
HK$33,688
baseline
▲ 0.50% · 4.625%
HK$35,464
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,376/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,476
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,548
−HK$1,089/mo
Today · 4.125%
HK$36,637
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,274/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,354
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,382
−HK$1,044/mo
Today · 4.125%
HK$40,426
baseline
▲ 0.50% · 4.625%
HK$42,557
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,852/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,221
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,473
−HK$1,271/mo
Today · 4.125%
HK$42,744
baseline
▲ 0.50% · 4.625%
HK$45,345
+HK$2,601/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,488/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,746
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,946
−HK$1,217/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$49,649
+HK$2,486/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,713
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,322
−HK$1,634/mo
Today · 4.125%
HK$54,956
baseline
▲ 0.50% · 4.625%
HK$58,300
+HK$3,344/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,912/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,531
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,073
−HK$1,566/mo
Today · 4.125%
HK$60,639
baseline
▲ 0.50% · 4.625%
HK$63,835
+HK$3,196/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,278/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,474 · Scale 2, in force from 26 Feb 2026)