LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,733
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,627
−HK$908/mo
Today · 4.125%
HK$30,535
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,070/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,966
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,823
−HK$870/mo
Today · 4.125%
HK$33,693
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,386/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$1,089/mo
Today · 4.125%
HK$36,642
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,284/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,359
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,387
−HK$1,044/mo
Today · 4.125%
HK$40,431
baseline
▲ 0.50% · 4.625%
HK$42,562
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,862/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,227
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,478
−HK$1,271/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,350
+HK$2,601/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,752
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,952
−HK$1,218/mo
Today · 4.125%
HK$47,170
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,486/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,340/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,720
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,329
−HK$1,634/mo
Today · 4.125%
HK$54,963
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$3,345/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,926/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,538
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,081
−HK$1,566/mo
Today · 4.125%
HK$60,647
baseline
▲ 0.50% · 4.625%
HK$63,843
+HK$3,196/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,294/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,535 · Scale 2, in force from 26 Feb 2026)