LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,736
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$908/mo
Today · 4.125%
HK$30,538
baseline
▲ 0.50% · 4.625%
HK$32,396
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,076/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,969
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,826
−HK$870/mo
Today · 4.125%
HK$33,696
baseline
▲ 0.50% · 4.625%
HK$35,472
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,392/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,483
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,556
−HK$1,090/mo
Today · 4.125%
HK$36,646
baseline
▲ 0.50% · 4.625%
HK$38,876
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,292/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,362
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,391
−HK$1,044/mo
Today · 4.125%
HK$40,435
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,870/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,231
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,482
−HK$1,271/mo
Today · 4.125%
HK$42,753
baseline
▲ 0.50% · 4.625%
HK$45,355
+HK$2,602/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,506/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,756
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,957
−HK$1,217/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$49,661
+HK$2,487/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,725
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,334
−HK$1,635/mo
Today · 4.125%
HK$54,969
baseline
▲ 0.50% · 4.625%
HK$58,313
+HK$3,344/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,938/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,544
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,087
−HK$1,566/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$63,850
+HK$3,197/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,582 · Scale 2, in force from 26 Feb 2026)