LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,737
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$908/mo
Today · 4.125%
HK$30,539
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,859/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,078/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$870/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,777/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,485
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,089/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,877
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,044/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,131/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,232
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,484
−HK$1,271/mo
Today · 4.125%
HK$42,755
baseline
▲ 0.50% · 4.625%
HK$45,357
+HK$2,602/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,510/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,758
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,958
−HK$1,218/mo
Today · 4.125%
HK$47,176
baseline
▲ 0.50% · 4.625%
HK$49,663
+HK$2,487/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,352/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,727
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,336
−HK$1,635/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$3,345/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,546
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,089
−HK$1,566/mo
Today · 4.125%
HK$60,655
baseline
▲ 0.50% · 4.625%
HK$63,852
+HK$3,197/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,310/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,601 · Scale 2, in force from 26 Feb 2026)