LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,743
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$909/mo
Today · 4.125%
HK$30,546
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,858/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,092/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,977
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,834
−HK$870/mo
Today · 4.125%
HK$33,704
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$1,777/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,408/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,565
−HK$1,090/mo
Today · 4.125%
HK$36,655
baseline
▲ 0.50% · 4.625%
HK$38,885
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,310/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,372
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,401
−HK$1,044/mo
Today · 4.125%
HK$40,445
baseline
▲ 0.50% · 4.625%
HK$42,577
+HK$2,132/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,890/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,241
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,492
−HK$1,272/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,366
+HK$2,602/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,767
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,218/mo
Today · 4.125%
HK$47,186
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,487/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,372/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,738
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,635/mo
Today · 4.125%
HK$54,982
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$3,346/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$109,964/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,102
−HK$1,566/mo
Today · 4.125%
HK$60,668
baseline
▲ 0.50% · 4.625%
HK$63,866
+HK$3,198/mo
Deposit HK$1.26M · loan HK$11.34M · min. income ≈ HK$121,336/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,700 · Scale 2, in force from 26 Feb 2026)