LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,747
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$908/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,408
+HK$1,859/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,980
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,838
−HK$870/mo
Today · 4.125%
HK$33,708
baseline
▲ 0.50% · 4.625%
HK$35,485
+HK$1,777/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,416/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,496
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,569
−HK$1,090/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$2,231/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,376
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,406
−HK$1,044/mo
Today · 4.125%
HK$40,450
baseline
▲ 0.50% · 4.625%
HK$42,582
+HK$2,132/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,900/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,245
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,497
−HK$1,272/mo
Today · 4.125%
HK$42,769
baseline
▲ 0.50% · 4.625%
HK$45,371
+HK$2,602/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,538/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,773
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,973
−HK$1,218/mo
Today · 4.125%
HK$47,191
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,488/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,382/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,744
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,354
−HK$1,635/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$3,346/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,565
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,109
−HK$1,566/mo
Today · 4.125%
HK$60,675
baseline
▲ 0.50% · 4.625%
HK$63,873
+HK$3,198/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,350/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,754 · Scale 2, in force from 26 Feb 2026)