LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,747
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$909/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,409
+HK$1,859/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,981
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,838
−HK$871/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,485
+HK$1,776/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,496
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,569
−HK$1,091/mo
Today · 4.125%
HK$36,660
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$2,230/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$73,320/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,377
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,406
−HK$1,044/mo
Today · 4.125%
HK$40,450
baseline
▲ 0.50% · 4.625%
HK$42,582
+HK$2,132/mo
Deposit HK$5.04M · loan HK$7.56M · min. income ≈ HK$80,900/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,246
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,498
−HK$1,271/mo
Today · 4.125%
HK$42,769
baseline
▲ 0.50% · 4.625%
HK$45,372
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$85,538/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,773
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,974
−HK$1,218/mo
Today · 4.125%
HK$47,192
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,487/mo
Deposit HK$3.78M · loan HK$8.82M · min. income ≈ HK$94,384/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,354
−HK$1,635/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$3,346/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,565
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,109
−HK$1,566/mo
Today · 4.125%
HK$60,675
baseline
▲ 0.50% · 4.625%
HK$63,874
+HK$3,199/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,350/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,759 · Scale 2, in force from 26 Feb 2026)