LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,752
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,646
−HK$909/mo
Today · 4.125%
HK$30,555
baseline
▲ 0.50% · 4.625%
HK$32,414
+HK$1,859/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,110/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,986
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,844
−HK$870/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,491
+HK$1,777/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,502
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,575
−HK$1,090/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,896
+HK$2,231/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,412
−HK$1,045/mo
Today · 4.125%
HK$40,457
baseline
▲ 0.50% · 4.625%
HK$42,589
+HK$2,132/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$80,914/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,252
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,504
−HK$1,272/mo
Today · 4.125%
HK$42,776
baseline
▲ 0.50% · 4.625%
HK$45,379
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,552/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,780
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,981
−HK$1,219/mo
Today · 4.125%
HK$47,200
baseline
▲ 0.50% · 4.625%
HK$49,687
+HK$2,487/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,400/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,753
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,363
−HK$1,635/mo
Today · 4.125%
HK$54,998
baseline
▲ 0.50% · 4.625%
HK$58,345
+HK$3,347/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$109,996/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,575
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,119
−HK$1,566/mo
Today · 4.125%
HK$60,685
baseline
▲ 0.50% · 4.625%
HK$63,884
+HK$3,199/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,370/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,835 · Scale 2, in force from 26 Feb 2026)