LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,754
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,648
−HK$909/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,859/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,846
−HK$870/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,494
+HK$1,778/mo
Deposit HK$6.30M · loan HK$6.30M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$1,090/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,899
+HK$2,231/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,386
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,415
−HK$1,045/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,592
+HK$2,132/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,255
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,507
−HK$1,272/mo
Today · 4.125%
HK$42,779
baseline
▲ 0.50% · 4.625%
HK$45,382
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,558/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,783
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,984
−HK$1,219/mo
Today · 4.125%
HK$47,203
baseline
▲ 0.50% · 4.625%
HK$49,691
+HK$2,488/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,406/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,757
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,366
−HK$1,636/mo
Today · 4.125%
HK$55,002
baseline
▲ 0.50% · 4.625%
HK$58,349
+HK$3,347/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,004/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,579
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,123
−HK$1,566/mo
Today · 4.125%
HK$60,689
baseline
▲ 0.50% · 4.625%
HK$63,888
+HK$3,199/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,378/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,869 · Scale 2, in force from 26 Feb 2026)