LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,754
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,649
−HK$908/mo
Today · 4.125%
HK$30,557
baseline
▲ 0.50% · 4.625%
HK$32,417
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,114/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,989
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,847
−HK$870/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,494
+HK$1,777/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,505
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$1,091/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$2,231/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,044/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,593
+HK$2,133/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,256
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,272/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,784
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,219/mo
Today · 4.125%
HK$47,204
baseline
▲ 0.50% · 4.625%
HK$49,692
+HK$2,488/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,408/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,758
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,368
−HK$1,635/mo
Today · 4.125%
HK$55,003
baseline
▲ 0.50% · 4.625%
HK$58,350
+HK$3,347/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,006/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,580
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,124
−HK$1,567/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$63,890
+HK$3,199/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,878 · Scale 2, in force from 26 Feb 2026)