LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,758
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,652
−HK$909/mo
Today · 4.125%
HK$30,561
baseline
▲ 0.50% · 4.625%
HK$32,420
+HK$1,859/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,122/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,850
−HK$871/mo
Today · 4.125%
HK$33,721
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$1,777/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,442/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,509
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$1,091/mo
Today · 4.125%
HK$36,673
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$2,231/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$73,346/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,391
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,421
−HK$1,044/mo
Today · 4.125%
HK$40,465
baseline
▲ 0.50% · 4.625%
HK$42,598
+HK$2,133/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$80,930/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,261
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,272/mo
Today · 4.125%
HK$42,785
baseline
▲ 0.50% · 4.625%
HK$45,389
+HK$2,604/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,570/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,789
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,991
−HK$1,218/mo
Today · 4.125%
HK$47,209
baseline
▲ 0.50% · 4.625%
HK$49,698
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,418/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,764
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,636/mo
Today · 4.125%
HK$55,010
baseline
▲ 0.50% · 4.625%
HK$58,357
+HK$3,347/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,020/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,586
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,567/mo
Today · 4.125%
HK$60,698
baseline
▲ 0.50% · 4.625%
HK$63,897
+HK$3,199/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,396/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,933 · Scale 2, in force from 26 Feb 2026)