LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,759
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$909/mo
Today · 4.125%
HK$30,563
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,859/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,126/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$871/mo
Today · 4.125%
HK$33,723
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,446/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,511
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,585
−HK$1,090/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$2,232/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,393
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,423
−HK$1,045/mo
Today · 4.125%
HK$40,468
baseline
▲ 0.50% · 4.625%
HK$42,601
+HK$2,133/mo
Deposit HK$5.04M · loan HK$7.57M · min. income ≈ HK$80,936/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,515
−HK$1,273/mo
Today · 4.125%
HK$42,788
baseline
▲ 0.50% · 4.625%
HK$45,391
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,576/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,792
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,993
−HK$1,219/mo
Today · 4.125%
HK$47,212
baseline
▲ 0.50% · 4.625%
HK$49,701
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,424/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,767
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,377
−HK$1,636/mo
Today · 4.125%
HK$55,013
baseline
▲ 0.50% · 4.625%
HK$58,360
+HK$3,347/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,026/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,590
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,134
−HK$1,567/mo
Today · 4.125%
HK$60,701
baseline
▲ 0.50% · 4.625%
HK$63,901
+HK$3,200/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,402/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,962 · Scale 2, in force from 26 Feb 2026)