LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,760
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$909/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,996
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,854
−HK$870/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,502
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,513
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$1,091/mo
Today · 4.125%
HK$36,677
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$2,232/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,354/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,395
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,425
−HK$1,044/mo
Today · 4.125%
HK$40,469
baseline
▲ 0.50% · 4.625%
HK$42,602
+HK$2,133/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,938/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,273/mo
Today · 4.125%
HK$42,790
baseline
▲ 0.50% · 4.625%
HK$45,393
+HK$2,603/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,580/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,794
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,995
−HK$1,219/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$49,703
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,769
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,379
−HK$1,636/mo
Today · 4.125%
HK$55,015
baseline
▲ 0.50% · 4.625%
HK$58,363
+HK$3,348/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,030/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,137
−HK$1,567/mo
Today · 4.125%
HK$60,704
baseline
▲ 0.50% · 4.625%
HK$63,904
+HK$3,200/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,408/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$472,981 · Scale 2, in force from 26 Feb 2026)