LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,764
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,659
−HK$909/mo
Today · 4.125%
HK$30,568
baseline
▲ 0.50% · 4.625%
HK$32,428
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,136/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,000
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,858
−HK$870/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,506
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$1,091/mo
Today · 4.125%
HK$36,681
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$2,232/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,362/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,045/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,273/mo
Today · 4.125%
HK$42,795
baseline
▲ 0.50% · 4.625%
HK$45,399
+HK$2,604/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,590/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,799
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,001
−HK$1,219/mo
Today · 4.125%
HK$47,220
baseline
▲ 0.50% · 4.625%
HK$49,709
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,440/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,775
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,386
−HK$1,636/mo
Today · 4.125%
HK$55,022
baseline
▲ 0.50% · 4.625%
HK$58,370
+HK$3,348/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,044/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,599
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,144
−HK$1,567/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$63,911
+HK$3,200/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,038 · Scale 2, in force from 26 Feb 2026)