LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,766
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$909/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,861
−HK$870/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,509
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,520
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,593
−HK$1,091/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,916
+HK$2,232/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,403
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,433
−HK$1,044/mo
Today · 4.125%
HK$40,477
baseline
▲ 0.50% · 4.625%
HK$42,611
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,954/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,273
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,526
−HK$1,272/mo
Today · 4.125%
HK$42,798
baseline
▲ 0.50% · 4.625%
HK$45,402
+HK$2,604/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,596/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,803
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,005
−HK$1,219/mo
Today · 4.125%
HK$47,224
baseline
▲ 0.50% · 4.625%
HK$49,713
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,448/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,779
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,390
−HK$1,636/mo
Today · 4.125%
HK$55,026
baseline
▲ 0.50% · 4.625%
HK$58,375
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,052/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,604
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,149
−HK$1,567/mo
Today · 4.125%
HK$60,716
baseline
▲ 0.50% · 4.625%
HK$63,917
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,432/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,078 · Scale 2, in force from 26 Feb 2026)