LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,768
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,663
−HK$909/mo
Today · 4.125%
HK$30,572
baseline
▲ 0.50% · 4.625%
HK$32,432
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,144/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,004
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,862
−HK$871/mo
Today · 4.125%
HK$33,733
baseline
▲ 0.50% · 4.625%
HK$35,511
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,466/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,521
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,595
−HK$1,091/mo
Today · 4.125%
HK$36,686
baseline
▲ 0.50% · 4.625%
HK$38,918
+HK$2,232/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,372/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,405
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,435
−HK$1,045/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,613
+HK$2,133/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,275
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,528
−HK$1,272/mo
Today · 4.125%
HK$42,800
baseline
▲ 0.50% · 4.625%
HK$45,405
+HK$2,605/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,600/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,805
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,007
−HK$1,219/mo
Today · 4.125%
HK$47,226
baseline
▲ 0.50% · 4.625%
HK$49,715
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,452/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,782
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,393
−HK$1,636/mo
Today · 4.125%
HK$55,029
baseline
▲ 0.50% · 4.625%
HK$58,378
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,058/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,607
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,152
−HK$1,567/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$63,920
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,101 · Scale 2, in force from 26 Feb 2026)