LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,769
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$909/mo
Today · 4.125%
HK$30,573
baseline
▲ 0.50% · 4.625%
HK$32,433
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,146/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,863
−HK$871/mo
Today · 4.125%
HK$33,734
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,468/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,522
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$1,091/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,920
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,406
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,436
−HK$1,045/mo
Today · 4.125%
HK$40,481
baseline
▲ 0.50% · 4.625%
HK$42,615
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,962/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,276
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,273/mo
Today · 4.125%
HK$42,802
baseline
▲ 0.50% · 4.625%
HK$45,406
+HK$2,604/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$85,604/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,807
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,008
−HK$1,220/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$49,717
+HK$2,489/mo
Deposit HK$3.78M · loan HK$8.83M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,784
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,394
−HK$1,637/mo
Today · 4.125%
HK$55,031
baseline
▲ 0.50% · 4.625%
HK$58,379
+HK$3,348/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$110,062/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,609
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,154
−HK$1,567/mo
Today · 4.125%
HK$60,721
baseline
▲ 0.50% · 4.625%
HK$63,922
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.35M · min. income ≈ HK$121,442/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,116 · Scale 2, in force from 26 Feb 2026)