LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,770
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,665
−HK$909/mo
Today · 4.125%
HK$30,574
baseline
▲ 0.50% · 4.625%
HK$32,434
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,148/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,006
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,865
−HK$870/mo
Today · 4.125%
HK$33,735
baseline
▲ 0.50% · 4.625%
HK$35,514
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,470/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,598
−HK$1,091/mo
Today · 4.125%
HK$36,689
baseline
▲ 0.50% · 4.625%
HK$38,921
+HK$2,232/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,378/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,407
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,437
−HK$1,045/mo
Today · 4.125%
HK$40,482
baseline
▲ 0.50% · 4.625%
HK$42,616
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,964/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,273/mo
Today · 4.125%
HK$42,804
baseline
▲ 0.50% · 4.625%
HK$45,408
+HK$2,604/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,608/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,809
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,010
−HK$1,219/mo
Today · 4.125%
HK$47,229
baseline
▲ 0.50% · 4.625%
HK$49,719
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,458/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,786
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,397
−HK$1,636/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$58,382
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,611
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,156
−HK$1,568/mo
Today · 4.125%
HK$60,724
baseline
▲ 0.50% · 4.625%
HK$63,924
+HK$3,200/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,448/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$473,135 · Scale 2, in force from 26 Feb 2026)