LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,773
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,668
−HK$910/mo
Today · 4.125%
HK$30,578
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,860/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,156/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$871/mo
Today · 4.125%
HK$33,739
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,478/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,528
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,602
−HK$1,091/mo
Today · 4.125%
HK$36,693
baseline
▲ 0.50% · 4.625%
HK$38,926
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,386/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,412
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,442
−HK$1,045/mo
Today · 4.125%
HK$40,487
baseline
▲ 0.50% · 4.625%
HK$42,621
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,974/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,282
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,535
−HK$1,274/mo
Today · 4.125%
HK$42,809
baseline
▲ 0.50% · 4.625%
HK$45,413
+HK$2,604/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,618/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,814
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,016
−HK$1,219/mo
Today · 4.125%
HK$47,235
baseline
▲ 0.50% · 4.625%
HK$49,725
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,470/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,792
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,403
−HK$1,637/mo
Today · 4.125%
HK$55,040
baseline
▲ 0.50% · 4.625%
HK$58,389
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,080/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,618
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,163
−HK$1,568/mo
Today · 4.125%
HK$60,731
baseline
▲ 0.50% · 4.625%
HK$63,932
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,462/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,191 · Scale 2, in force from 26 Feb 2026)