LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,775
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,670
−HK$909/mo
Today · 4.125%
HK$30,579
baseline
▲ 0.50% · 4.625%
HK$32,440
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,158/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,012
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,870
−HK$871/mo
Today · 4.125%
HK$33,741
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,482/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,604
−HK$1,091/mo
Today · 4.125%
HK$36,695
baseline
▲ 0.50% · 4.625%
HK$38,928
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,390/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,414
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,444
−HK$1,045/mo
Today · 4.125%
HK$40,489
baseline
▲ 0.50% · 4.625%
HK$42,624
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,978/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,285
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,538
−HK$1,273/mo
Today · 4.125%
HK$42,811
baseline
▲ 0.50% · 4.625%
HK$45,416
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,622/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,816
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,018
−HK$1,219/mo
Today · 4.125%
HK$47,237
baseline
▲ 0.50% · 4.625%
HK$49,727
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,474/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,794
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,406
−HK$1,636/mo
Today · 4.125%
HK$55,042
baseline
▲ 0.50% · 4.625%
HK$58,392
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,084/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,621
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,166
−HK$1,568/mo
Today · 4.125%
HK$60,734
baseline
▲ 0.50% · 4.625%
HK$63,935
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,468/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,216 · Scale 2, in force from 26 Feb 2026)