LTV · monthly repayment
▼ 0.50% · 3.625%
HK$287,759
−HK$18,045/mo
▼ 0.25% · 3.875%
HK$296,709
−HK$9,095/mo
Today · 4.125%
HK$305,804
baseline
▲ 0.50% · 4.625%
HK$324,411
+HK$18,607/mo
Deposit HK$63.10M · loan HK$63.10M · min. income ≈ HK$611,608/mo (50% DSR)
Upfront cash ≈ HK$71.30M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,128
−HK$17,296/mo
▼ 0.25% · 3.875%
HK$328,714
−HK$8,710/mo
Today · 4.125%
HK$337,424
baseline
▲ 0.50% · 4.625%
HK$355,210
+HK$17,786/mo
Deposit HK$63.10M · loan HK$63.10M · min. income ≈ HK$674,848/mo (50% DSR)
Upfront cash ≈ HK$71.30M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,310
−HK$21,654/mo
▼ 0.25% · 3.875%
HK$356,051
−HK$10,913/mo
Today · 4.125%
HK$366,964
baseline
▲ 0.50% · 4.625%
HK$389,293
+HK$22,329/mo
Deposit HK$50.48M · loan HK$75.72M · min. income ≈ HK$733,928/mo (50% DSR)
Upfront cash ≈ HK$58.68M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,154
−HK$20,755/mo
▼ 0.25% · 3.875%
HK$394,457
−HK$10,452/mo
Today · 4.125%
HK$404,909
baseline
▲ 0.50% · 4.625%
HK$426,252
+HK$21,343/mo
Deposit HK$50.48M · loan HK$75.72M · min. income ≈ HK$809,818/mo (50% DSR)
Upfront cash ≈ HK$58.68M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,862
−HK$25,263/mo
▼ 0.25% · 3.875%
HK$415,393
−HK$12,732/mo
Today · 4.125%
HK$428,125
baseline
▲ 0.50% · 4.625%
HK$454,175
+HK$26,050/mo
Deposit HK$37.86M · loan HK$88.34M · min. income ≈ HK$856,250/mo (50% DSR)
Upfront cash ≈ HK$46.06M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,180
−HK$24,214/mo
▼ 0.25% · 3.875%
HK$460,200
−HK$12,194/mo
Today · 4.125%
HK$472,394
baseline
▲ 0.50% · 4.625%
HK$497,294
+HK$24,900/mo
Deposit HK$37.86M · loan HK$88.34M · min. income ≈ HK$944,788/mo (50% DSR)
Upfront cash ≈ HK$46.06M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$517,965
−HK$32,481/mo
▼ 0.25% · 3.875%
HK$534,077
−HK$16,369/mo
Today · 4.125%
HK$550,446
baseline
▲ 0.50% · 4.625%
HK$583,940
+HK$33,494/mo
Deposit HK$12.62M · loan HK$113.58M · min. income ≈ HK$1,100,892/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$576,231
−HK$31,132/mo
▼ 0.25% · 3.875%
HK$591,685
−HK$15,678/mo
Today · 4.125%
HK$607,363
baseline
▲ 0.50% · 4.625%
HK$639,378
+HK$32,015/mo
Deposit HK$12.62M · loan HK$113.58M · min. income ≈ HK$1,214,726/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$8,202,720 · Scale 2, in force from 26 Feb 2026)