LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,778
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$909/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,443
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$871/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,778/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,533
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,607
−HK$1,092/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,932
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,418
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,448
−HK$1,046/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,628
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,289
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,273/mo
Today · 4.125%
HK$42,815
baseline
▲ 0.50% · 4.625%
HK$45,420
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,630/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,821
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,023
−HK$1,219/mo
Today · 4.125%
HK$47,242
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,484/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,411
−HK$1,637/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$58,398
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,568/mo
Today · 4.125%
HK$60,740
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,480/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,265 · Scale 2, in force from 26 Feb 2026)