LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,778
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$910/mo
Today · 4.125%
HK$30,583
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,166/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$871/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,524
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,534
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$1,091/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,932
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,419
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,449
−HK$1,045/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,629
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,289
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,273/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,421
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,822
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,024
−HK$1,219/mo
Today · 4.125%
HK$47,243
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,486/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,637/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,568/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,272 · Scale 2, in force from 26 Feb 2026)