LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,778
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$909/mo
Today · 4.125%
HK$30,583
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,166/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,016
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$871/mo
Today · 4.125%
HK$33,745
baseline
▲ 0.50% · 4.625%
HK$35,524
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,490/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,534
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$1,092/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,419
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,449
−HK$1,045/mo
Today · 4.125%
HK$40,494
baseline
▲ 0.50% · 4.625%
HK$42,629
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,988/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,273/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,822
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,024
−HK$1,220/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$49,734
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,638/mo
Today · 4.125%
HK$55,050
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,100/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,174
−HK$1,568/mo
Today · 4.125%
HK$60,742
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,201/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,484/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,276 · Scale 2, in force from 26 Feb 2026)