LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,779
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,674
−HK$910/mo
Today · 4.125%
HK$30,584
baseline
▲ 0.50% · 4.625%
HK$32,445
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,168/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,016
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$871/mo
Today · 4.125%
HK$33,746
baseline
▲ 0.50% · 4.625%
HK$35,525
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,492/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,609
−HK$1,091/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,420
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,450
−HK$1,045/mo
Today · 4.125%
HK$40,495
baseline
▲ 0.50% · 4.625%
HK$42,630
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,990/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,291
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,273/mo
Today · 4.125%
HK$42,817
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,634/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,823
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,025
−HK$1,219/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$49,735
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,802
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,413
−HK$1,638/mo
Today · 4.125%
HK$55,051
baseline
▲ 0.50% · 4.625%
HK$58,400
+HK$3,349/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,102/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,629
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,175
−HK$1,568/mo
Today · 4.125%
HK$60,743
baseline
▲ 0.50% · 4.625%
HK$63,945
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,486/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,285 · Scale 2, in force from 26 Feb 2026)