LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,780
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$909/mo
Today · 4.125%
HK$30,584
baseline
▲ 0.50% · 4.625%
HK$32,445
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,168/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$871/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,526
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,536
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,610
−HK$1,091/mo
Today · 4.125%
HK$36,701
baseline
▲ 0.50% · 4.625%
HK$38,934
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,402/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,420
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,451
−HK$1,045/mo
Today · 4.125%
HK$40,496
baseline
▲ 0.50% · 4.625%
HK$42,631
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,992/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,291
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,273/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,423
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,824
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,220/mo
Today · 4.125%
HK$47,246
baseline
▲ 0.50% · 4.625%
HK$49,736
+HK$2,490/mo
Deposit HK$3.79M · loan HK$8.83M · min. income ≈ HK$94,492/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,803
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,637/mo
Today · 4.125%
HK$55,052
baseline
▲ 0.50% · 4.625%
HK$58,402
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,104/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,631
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,176
−HK$1,568/mo
Today · 4.125%
HK$60,744
baseline
▲ 0.50% · 4.625%
HK$63,946
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,488/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,296 · Scale 2, in force from 26 Feb 2026)