LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,781
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,676
−HK$909/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$871/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,611
−HK$1,092/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,936
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,422
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,452
−HK$1,046/mo
Today · 4.125%
HK$40,498
baseline
▲ 0.50% · 4.625%
HK$42,632
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,996/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,293
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,546
−HK$1,274/mo
Today · 4.125%
HK$42,820
baseline
▲ 0.50% · 4.625%
HK$45,425
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,640/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,825
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,028
−HK$1,219/mo
Today · 4.125%
HK$47,247
baseline
▲ 0.50% · 4.625%
HK$49,738
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,494/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,805
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,417
−HK$1,637/mo
Today · 4.125%
HK$55,054
baseline
▲ 0.50% · 4.625%
HK$58,404
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,108/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,633
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,178
−HK$1,568/mo
Today · 4.125%
HK$60,746
baseline
▲ 0.50% · 4.625%
HK$63,948
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,492/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,313 · Scale 2, in force from 26 Feb 2026)