LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,781
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,677
−HK$909/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,447
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,019
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$871/mo
Today · 4.125%
HK$33,749
baseline
▲ 0.50% · 4.625%
HK$35,528
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,498/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,538
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,612
−HK$1,091/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,937
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,423
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,453
−HK$1,046/mo
Today · 4.125%
HK$40,499
baseline
▲ 0.50% · 4.625%
HK$42,633
+HK$2,134/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$80,998/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,294
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,547
−HK$1,274/mo
Today · 4.125%
HK$42,821
baseline
▲ 0.50% · 4.625%
HK$45,426
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,642/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,826
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,029
−HK$1,219/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$49,739
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,806
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,418
−HK$1,637/mo
Today · 4.125%
HK$55,055
baseline
▲ 0.50% · 4.625%
HK$58,405
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,110/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,634
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,180
−HK$1,568/mo
Today · 4.125%
HK$60,748
baseline
▲ 0.50% · 4.625%
HK$63,950
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,496/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,324 · Scale 2, in force from 26 Feb 2026)