LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,785
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$909/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,023
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,882
−HK$871/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,533
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,542
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,617
−HK$1,091/mo
Today · 4.125%
HK$36,708
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,416/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,428
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,459
−HK$1,045/mo
Today · 4.125%
HK$40,504
baseline
▲ 0.50% · 4.625%
HK$42,639
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$81,008/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,299
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,553
−HK$1,274/mo
Today · 4.125%
HK$42,827
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,605/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,654/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,833
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,035
−HK$1,220/mo
Today · 4.125%
HK$47,255
baseline
▲ 0.50% · 4.625%
HK$49,746
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,510/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,814
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,425
−HK$1,638/mo
Today · 4.125%
HK$55,063
baseline
▲ 0.50% · 4.625%
HK$58,413
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,126/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,642
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,188
−HK$1,568/mo
Today · 4.125%
HK$60,756
baseline
▲ 0.50% · 4.625%
HK$63,959
+HK$3,203/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,512/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,390 · Scale 2, in force from 26 Feb 2026)