LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,786
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$910/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,453
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$871/mo
Today · 4.125%
HK$33,754
baseline
▲ 0.50% · 4.625%
HK$35,534
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,508/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,543
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$1,091/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,943
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,429
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,460
−HK$1,045/mo
Today · 4.125%
HK$40,505
baseline
▲ 0.50% · 4.625%
HK$42,640
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$81,010/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,554
−HK$1,274/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,434
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,834
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,036
−HK$1,220/mo
Today · 4.125%
HK$47,256
baseline
▲ 0.50% · 4.625%
HK$49,747
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,512/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,815
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,427
−HK$1,637/mo
Today · 4.125%
HK$55,064
baseline
▲ 0.50% · 4.625%
HK$58,415
+HK$3,351/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,128/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,644
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,190
−HK$1,568/mo
Today · 4.125%
HK$60,758
baseline
▲ 0.50% · 4.625%
HK$63,960
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,516/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,402 · Scale 2, in force from 26 Feb 2026)