LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,787
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$910/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,454
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,026
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$871/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,619
−HK$1,092/mo
Today · 4.125%
HK$36,711
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,422/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,431
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,462
−HK$1,045/mo
Today · 4.125%
HK$40,507
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$81,014/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,302
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,274/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,836
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,038
−HK$1,220/mo
Today · 4.125%
HK$47,258
baseline
▲ 0.50% · 4.625%
HK$49,749
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,516/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,817
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,429
−HK$1,638/mo
Today · 4.125%
HK$55,067
baseline
▲ 0.50% · 4.625%
HK$58,417
+HK$3,350/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,134/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,646
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,192
−HK$1,569/mo
Today · 4.125%
HK$60,761
baseline
▲ 0.50% · 4.625%
HK$63,963
+HK$3,202/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,522/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,424 · Scale 2, in force from 26 Feb 2026)