LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,788
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$910/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,454
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,026
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$871/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,536
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,620
−HK$1,092/mo
Today · 4.125%
HK$36,712
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,424/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,431
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,462
−HK$1,046/mo
Today · 4.125%
HK$40,508
baseline
▲ 0.50% · 4.625%
HK$42,643
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$81,016/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,303
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,274/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,836
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,039
−HK$1,220/mo
Today · 4.125%
HK$47,259
baseline
▲ 0.50% · 4.625%
HK$49,750
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,518/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,818
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,637/mo
Today · 4.125%
HK$55,067
baseline
▲ 0.50% · 4.625%
HK$58,418
+HK$3,351/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,134/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,647
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,193
−HK$1,568/mo
Today · 4.125%
HK$60,761
baseline
▲ 0.50% · 4.625%
HK$63,964
+HK$3,203/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,522/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,429 · Scale 2, in force from 26 Feb 2026)