LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,788
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$909/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,026
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$872/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,536
+HK$1,779/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,620
−HK$1,092/mo
Today · 4.125%
HK$36,712
baseline
▲ 0.50% · 4.625%
HK$38,946
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$73,424/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,432
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,462
−HK$1,046/mo
Today · 4.125%
HK$40,508
baseline
▲ 0.50% · 4.625%
HK$42,643
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.57M · min. income ≈ HK$81,016/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,303
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,557
−HK$1,274/mo
Today · 4.125%
HK$42,831
baseline
▲ 0.50% · 4.625%
HK$45,437
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,662/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,837
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,219/mo
Today · 4.125%
HK$47,259
baseline
▲ 0.50% · 4.625%
HK$49,751
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,518/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,819
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,638/mo
Today · 4.125%
HK$55,068
baseline
▲ 0.50% · 4.625%
HK$58,419
+HK$3,351/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,136/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,648
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,194
−HK$1,568/mo
Today · 4.125%
HK$60,762
baseline
▲ 0.50% · 4.625%
HK$63,965
+HK$3,203/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,524/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,435 · Scale 2, in force from 26 Feb 2026)