LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,788
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$910/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,861/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,886
−HK$871/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,546
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$1,092/mo
Today · 4.125%
HK$36,713
baseline
▲ 0.50% · 4.625%
HK$38,946
+HK$2,233/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,426/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,432
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,463
−HK$1,046/mo
Today · 4.125%
HK$40,509
baseline
▲ 0.50% · 4.625%
HK$42,644
+HK$2,135/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,018/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,304
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,273/mo
Today · 4.125%
HK$42,831
baseline
▲ 0.50% · 4.625%
HK$45,437
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,662/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,838
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,220/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$49,751
+HK$2,491/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,819
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,431
−HK$1,638/mo
Today · 4.125%
HK$55,069
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$3,351/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$110,138/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,648
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,194
−HK$1,569/mo
Today · 4.125%
HK$60,763
baseline
▲ 0.50% · 4.625%
HK$63,966
+HK$3,203/mo
Deposit HK$1.26M · loan HK$11.36M · min. income ≈ HK$121,526/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,442 · Scale 2, in force from 26 Feb 2026)