LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,795
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,691
−HK$910/mo
Today · 4.125%
HK$30,601
baseline
▲ 0.50% · 4.625%
HK$32,463
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,202/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,035
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$871/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,555
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,629
−HK$1,092/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,956
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,442
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,473
−HK$1,045/mo
Today · 4.125%
HK$40,518
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,036/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,314
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,274/mo
Today · 4.125%
HK$42,842
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,606/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,684/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,848
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,220/mo
Today · 4.125%
HK$47,271
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,542/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,832
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,444
−HK$1,638/mo
Today · 4.125%
HK$55,082
baseline
▲ 0.50% · 4.625%
HK$58,434
+HK$3,352/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,164/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,662
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,209
−HK$1,569/mo
Today · 4.125%
HK$60,778
baseline
▲ 0.50% · 4.625%
HK$63,981
+HK$3,203/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,556/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,556 · Scale 2, in force from 26 Feb 2026)