LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,798
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,693
−HK$911/mo
Today · 4.125%
HK$30,604
baseline
▲ 0.50% · 4.625%
HK$32,466
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,208/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,037
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,896
−HK$872/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,548
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,557
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,632
−HK$1,092/mo
Today · 4.125%
HK$36,724
baseline
▲ 0.50% · 4.625%
HK$38,959
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,448/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,476
−HK$1,046/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,317
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,571
−HK$1,274/mo
Today · 4.125%
HK$42,845
baseline
▲ 0.50% · 4.625%
HK$45,452
+HK$2,607/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,690/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,852
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,055
−HK$1,220/mo
Today · 4.125%
HK$47,275
baseline
▲ 0.50% · 4.625%
HK$49,767
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,550/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,836
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,448
−HK$1,638/mo
Today · 4.125%
HK$55,086
baseline
▲ 0.50% · 4.625%
HK$58,438
+HK$3,352/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,172/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,667
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,213
−HK$1,569/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$63,986
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,593 · Scale 2, in force from 26 Feb 2026)