LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,799
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,694
−HK$910/mo
Today · 4.125%
HK$30,604
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,863/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,208/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,038
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,897
−HK$872/mo
Today · 4.125%
HK$33,769
baseline
▲ 0.50% · 4.625%
HK$35,549
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,538/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,558
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$1,092/mo
Today · 4.125%
HK$36,725
baseline
▲ 0.50% · 4.625%
HK$38,960
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,450/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,477
−HK$1,046/mo
Today · 4.125%
HK$40,523
baseline
▲ 0.50% · 4.625%
HK$42,659
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,046/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,274/mo
Today · 4.125%
HK$42,846
baseline
▲ 0.50% · 4.625%
HK$45,453
+HK$2,607/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,692/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,853
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,056
−HK$1,221/mo
Today · 4.125%
HK$47,277
baseline
▲ 0.50% · 4.625%
HK$49,769
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,554/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,837
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,450
−HK$1,638/mo
Today · 4.125%
HK$55,088
baseline
▲ 0.50% · 4.625%
HK$58,440
+HK$3,352/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,176/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,669
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,215
−HK$1,569/mo
Today · 4.125%
HK$60,784
baseline
▲ 0.50% · 4.625%
HK$63,988
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,568/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,607 · Scale 2, in force from 26 Feb 2026)