LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,799
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$910/mo
Today · 4.125%
HK$30,605
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,862/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$61,210/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,898
−HK$872/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,550
+HK$1,780/mo
Deposit HK$6.31M · loan HK$6.31M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,559
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,634
−HK$1,092/mo
Today · 4.125%
HK$36,726
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,452/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,046/mo
Today · 4.125%
HK$40,524
baseline
▲ 0.50% · 4.625%
HK$42,660
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,048/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,319
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,573
−HK$1,274/mo
Today · 4.125%
HK$42,847
baseline
▲ 0.50% · 4.625%
HK$45,454
+HK$2,607/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,694/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,854
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,057
−HK$1,221/mo
Today · 4.125%
HK$47,278
baseline
▲ 0.50% · 4.625%
HK$49,770
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,556/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,838
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,451
−HK$1,638/mo
Today · 4.125%
HK$55,089
baseline
▲ 0.50% · 4.625%
HK$58,441
+HK$3,352/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,178/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,670
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,216
−HK$1,569/mo
Today · 4.125%
HK$60,785
baseline
▲ 0.50% · 4.625%
HK$63,990
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,570/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,617 · Scale 2, in force from 26 Feb 2026)